Money Savers
It is a fact that homeschooling will cost you some money. But there are ways to keep costs down. In fact, you can homeschool quite inexpensively and how much you spend is really up to you. Browse through these resources, tips, and ideas to help you save some money.
Links and Items
Miserly Moms: Living on One Income in a Two-Income Economy
Save Thousands of Dollars a Year

Jonni McCoy and her family are proof that you live on one income. The McCoys made a successful transition from two incomes to one while living in one of the most expensive parts of America: the San Francisco Bay Area.

Her Miserly Guidelines will help you save thousands of dollars a year on everything from groceries to electricity to insurance and household cleaners—as well as reveal the hidden costs of holding a job and common money wasters. Her practical, proven cost-saving techniques, strategies, tips, and recipes will help you live frugally without feeling deprived.

Homeschooling on a Shoestring : A Jam-packed Guide
So you want to homeschool but don't think you can afford it. This book is a compendium of ideas for the family that wants to start or continue homeschooling on a tight budget. Includes ideas for making money as a stay-at-home mom, sources for inexpensive curriculum, affordable teaching tools, and ideas for low-cost field trips. Also discusses ways to run your household more efficiently and with less cost.
Home Schooling from Scratch : Simple Living, Super Learning
Parents learn what they really need, how to find or create materials and opportunities for less money, and how to organize their household for economical, happy learning.
Money Saving Ideas for Homeschoolers
How to Homeschool Your Child on a Budget & Save Money
Every September, millions of kids across the country sling a backpack over their shoulders and head out to catch the bus for school. While these children are sitting in a classroom or waiting in the lunch line, an estimated two million kids are learning from their comfort of their home, according to the National Home Education Research Institute. Homeschooling is a great way for parents to bond with their children while taking a more active role in their education. But one of the challenges of homeschooling is trying to keep costs down. Even without spending money on loads of school-based expenses, the costs of homeschooling can quickly add up. It’s easy to spend a lot on things like school supplies, curriculum materials, books, craft supplies, field trips, and activities if you’re not keeping an eye on the bottom line. Whether you’re a newbie or a seasoned pro, keeping your budget in check is crucial for every homeschooling parent. This article details how to save money on supplies, curriculum, and field trips.
The Dollar Stretcher
The Dollar Stretcher is a website with lots of money saving and frugal living information. They offer tips and suggestions for making the most of your budget. You can also sign up for their free money saving newsletters.
Homeschooling on a Shoestring
Website full of ideas to cut costs while homeschooling without sacrificing a high quality of education. Includes information on saving money, home educator discounts, ideas for funding college, and more. They also sponsor a forum to discuss your frugal ideas.
How to Live on One Income
Some practical solution and ideas to manage a large family on one income. A positive look at making things work out when there are limited funds.
Affording the Large Family Homeschool
For any family seeking a private Christian education in the home, money quickly becomes an issue. While programs like K12 and other public-school umbrellas exist, they do not offer the freedom of choice so many homeschoolers are looking for. Nor do they offer a Christian education. Most homeschooling families opt to buy their own curriculum so they can truly be in charge of their child’s education. When a homeschooling family has many children, curriculum buying becomes an exercise in creative frugality. Here are a few ways you can save and stretch money in your homeschool.
The Cost of Homeschooling
The Opportunity Cost of Homeschooling
If someone offered you a million dollars in exchange for not homeschooling your children, would you take them up on it? Whether you’ve been homeschooling for a while, or just started recently, you’ll miss out on a substantial amount of earnings over the time you homeschool. Economists call this an “opportunity cost,” meaning what something costs you in lost opportunities. Each time you make a choice between two or more things, you incur some opportunity costs.
Count the Cost
When parents are considering homeschooling, they need to count the cost because there are many expenses to consider when contemplating educating their children. The costs are not just financial, but also emotional and physical.
Adding Up the Cost of Home Schooling
Home schooling may not be as expensive as private school, but it's not free either. Costs can quickly mount when you make sure that your children have state-of-the-art resources to ensure that they can compete academically with their more formally schooled peers.
Discounts for Homeschoolers
Jo-Ann Stores
Register online to receive a Teacher Discount Card. You will receive 10% off your total purchase all year long and are added to their Preferred Customer mail list for additional special savings. They are asking that all homeschoolers requesting these cards be affiliated with PEAH (Parents Educating at Home). PEAH requires you to fill out a form to get a code to use to sign up for this discount. You may choose not to jump through this additional hoop, or it may be worth it to you if you intend to purchase often from these stores.
Articles
What Is It With Homeschoolers & Money?
There seems to be a collective thought about money - that homeschoolers don't have any. Not only that, but because there is a belief that homeschoolers don't have any money, there seems to be an underlying assumption that resources, information, and services should be provided dirt cheap, if not for free. Why? What is it with homeschoolers and money?
Support
HS-4-LessNewsletter: The Best of Homeschooling On A Budget
This newsletter aims to help you provide your children with a high quality homeschooling education at the lowest possible cost.
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Featured Resources

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Learning Language Arts Through Literature
Learning Language Arts Through Literature is a fully integrated language arts program that teaches grammar, reading, spelling, vocabulary, writing mechanics, creative writing, thinking skills and more.
Morning by Morning : How We Home-Schooled Our African-American Sons to the Ivy League
Home schooling has long been regarded as a last resort, particularly by African-American families. But in this inspirational and practical memoir, Paula Penn-Nabrit shares her intimate experiences of home-schooling her three sons, Charles, Damon, and Evan. Paula and her husband, C. Madison, decided to home-school their children after racial incidents at public and private schools led them to the conclusion that the traditional educational system would be damaging to their sons’ self-esteem...
So You're Thinking About Homeschooling: Fifteen Families Show How You Can Do It
Confused and intimidated by the complexities of homeschooling, many sincere parents never get past the "thinking about it" stage. Now Lisa Whelchel - herself a homeschooling mother of three - introduces fifteen real families and shows how they overcome the challenges of their unique homeschooling situations. This nuts-and-bolts approach deals with common questions of time management, teaching weaknesses, and outside responsibilities, as well as children's age variations, social and sports invol...
Catholic Homeschool Companion
Here’s your one-stop resource for information, insight, and inspiration about every aspect of educating your children at home — written by those who understand it best: homeschooling parents themselves! Would you like to teach science or phonics better? Introduce your child to Latin, piano, or great works of art? Try new classroom approaches that other parents find effective? In these pages, you’ll find helpful essays from more than forty veteran homeschooling parents to help you do all this and...
Homeschool Open House
Personal insights from 55 families worldwide about a real day of homeschooling. Includes homeschool illusions, family culture, learning and family style, parenting strategies, chores and organization, family management, personal empowerment, decision making, change flexibility, resources, and questions to consider before deciding to homeschool. A private tour of homeschooling homes and reflective thoughts from families. Also includes five year follow-ups from families in HOMESCHOOLING: A PATCH...